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To enable your application to be processed quickly please complete the Pre-Sub Application form and a lending manager will call you

2 Easy Steps To Complete Your Application

1. Fill in and submit your Pre-Sub Application below

2. Email your supporting documents to admin@vsfltd.co.nz so we can assess your application. Please note some applications may be declined.

Pre-Sub Application Form

1. Simply apply online by registering your details via our pre-application form. This will be emailed to us and then you will be contacted to request supporting information, which enables us to access your initial pre-application. This process takes longer than that of those who have all of their paperwork ready to go, see below.

2. For those who have all of their paperwork ready to go – you are able to click here to download the Full Application Form.

The following supporting documents will be required to assess your application. Please email these to: admin@vsfltd.co.nz

1. If you can, please download our full application form and send us a completed copy – otherwise our lending officer will go through this with you during the application process.

2. Copy of your four latest payslips and/or copy of your FULL MSD WINZ breakdown

3. Proof of address, i.e. your phone bill or your power bill – If you are in a Kainga Ora (HNZ) home we prefer the front page of your tenancy agreement as proof of address

4. Latest 90 days of bank statements

5. Copy of your driver’s license –  front and back and/or your passport (we must have photo ID)

6.  Employment details (if applicable)

7.  Full contact information for two referees – one of which must be a close family member. We will need their mobile number, email address, home address and details of their relationship to you ie; their parent, aunt, close friend etc…

Please remember to email your supporting documents to: admin@vsfltd.co.nz

We try to make the process easy, but at the same time we are mindful that your budget has to allow for the costs of running and maintaining the vehicle that we supply, not just the weekly loan repayment. All vehicles must be insured, we are able to arrange cover in most instances.

Furthermore we acknowledge that your circumstances may change from time to time so please keep us updated on changes that may affect your ability to service your loan with us. If things are becoming difficult for you to make your payments we would rather that you contact us and make a payment arrangement than not – which may lead to repossession of your vehicle.

Privacy Waiver

I/We apply for a loan and certify that the particulars above and overleaf are true and correct and that I am over the age of 18 years and am not an undischarged bankrupt. Pursuant to the Privacy Act 1993 I/We authorize any finance company to contact any credit reporting agencies, credit providers, my/our employer/ s, accountant/s, or any other source, to obtain, check and exchange (both now and in the future) such personal, financial and commercial information and references about me/us as is necessary for the purpose of considering this application, the protection and administration of any loan arising out of this application, and to assist in the enforcement of any agreement between me/us and any finance company. I/We agree that you may produce this authority to such parties for the purposes of correcting such information. Under the provisions of the Privacy Act 1993, you are entitled to have access and request correction to personal information held. Furthermore I / We specifically authorise the Finance Company to search by way of a credit check for any Ministry of Justice overdue fines that may be outstanding. Overdue fines are defined as fines or reparation overdue for payment to Ministry of Justice and not under a current payment arrangement.